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This insurance covers construction works of all kinds such as buildings, roads, bridges and other similar works, including storage. The Company will indemnify the Insured, if any time during the period of cover the items or any part thereof entered in the Schedule shall suffer any unforeseen and sudden physical loss or damage from any cause, other than those specifically excluded, in a manner necessitating repair or replacement. The Company will also indemnify the Insured against sums which the Insured shall become legally liable to pay as damages consequent upon a) accidental bodily injury to or illness of third parties b) accidental loss of or damage to property belonging to third parties.


Political risks, radioactive contamination, willful act and negligence, cessation of works, terrorism, gradual pollution and contamination, Nuclear/chemical/biological terrorism, asbestos, cyber risks, information technology hazards, consequential loss, faulty design, wear and tear, mechanical and electrical breakdown or derangement, vehicle designed and licensed for general road use, waterborne vessels or crafts, documents, currency and stamps.


- The period of maintenance following the contract works 
- Debris removal
- Loss or damage to the construction plant, equipment and machinery while inside the insured site
- Insured items such as materials devices or parts while transported to the site.
- Construction Plant and equipments.     

More information about Contractors’ All Risks

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