Buruj Cooperative Insurance Company provides insurance solutions for potential losses of your property by providing the following coverage:
1- Fire Insurance Policy: This policy covers buildings, contents and stocks against Fire and Lightning only.
2- Fire and Allied Perils Insurance Policy: This policy covers buildings, contents and stocks against Fire and Lightning and it can be extended to cover Burglary, Explosion, Earthquake, Aircraft Damage, Impact by Third Party Vehicles, Storm and Tempest, Flood, Bursting of Water Pipes, Riot, Strike and Malicious Damage.
3- Property All Risks Insurance Policy: This policy covers buildings, contents and stocks against All Risks except those explicitly excluded in the policy.
Sabotage, Terrorism, War, Civil War, Civil Commotions, Cyber Risks, Information Technology Hazards, Electrical or Mechanical Breakdown or Derangement of Plant Machinery or Equipment, Deterioration of property due to change in temperature or humidity or failure or inadequate operation of an air-conditioning, cooling or heating system, Subsidence, Ground Heave,Landslip, Erosion, Setting or Cracking, Asbestos, Cold Storage & Refrigeration, Change of Temperature, Toxic Mold, Consequential Loss and Transmission and Distribution Lines.
Debris Removal, Architects and Surveyors, Auditors’ Charges, Fire Brigade Charges and Extinguishing Expenses, Clearing of Drains, Cost of Rewriting Records, Demolition, Landlord’s / Neighbors’ Recourses, Loss of Rent, Loss of Wages, Offsite Storage, Personal Effects, Plans and Documents, Public Authorities, Vehicle and Parts in the Open, Tenants Liability, Neighbors’ Liability, Smoke, Accidental Damage to Plate Glass, Malicious Damage, Strikes, Riots and Civil Commotions.