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This insurance covers the Insured Goods if they suffer Loss or Damage caused by Deterioration due to any unforeseen and sudden Physical Loss of or Damage to the Insured Machinery and Indemnifiable under the Machinery Breakdown Policy in force.

Exclusions:

1) Fire, Lightning and Chemical Explosions.
2)Terrorism. 
3) Gradual Pollution and Contamination. 
4) Cyber Risks . 
5) Information technology hazards.

Extensions:

The insurance cover may be extended to include other perils not included in the original cover such as:
* Damages arising from the failure of public or non-public power supply.
* Insurance of goods in cold storage under controlled atmosphere conditions .  

More information about Deterioration Of Cold Storage

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